MCA Relief – Free Consultation
Merchant Cash Advance Relief
Drowning in Daily MCA Payments? Let’s Talk.
Business Debt Adjusters negotiates with merchant cash advance lenders to reduce daily debits and restructure unaffordable balances. Free 30-minute consultation, no obligation.
Get Your Free ConsultationNot a lender. Not a law firm. Independent debt-relief negotiator.
What MCA Relief Actually Looks Like
Three things the right negotiator can change about your situation.
Reduce Daily Debits
Negotiate with MCA holders to pause or shrink the daily ACH so working capital returns to operations.
Restructure Balances
Convert unaffordable factor-rate debt into longer-term repayment terms or a discounted settlement.
Coordinate Legal Defense
If a lawsuit or COJ is filed, BDA coordinates with attorneys at our partner network for representation.
Free MCA Relief Consultation
Tell us about your situation. A debt strategist responds within one business day.
Frequently Asked Questions
Is Business Debt Adjusters a lender?
No. BDA is a debt-relief negotiator. We do not lend money or refinance MCAs. We work on behalf of the borrower to negotiate with existing merchant cash advance holders for reduced daily payments, balance reductions, or restructured terms.
How long does MCA negotiation take?
Timelines vary by lender, balance size, and how many MCAs are stacked. Most negotiations take 3 to 12 months from engagement to final settlement. Some lenders engage within weeks; others require formal escalation. BDA provides a realistic timeline estimate during the consultation based on the specific lenders involved.
Will this stop a daily ACH today?
Stopping a daily ACH typically requires either a negotiated pause from the MCA lender or a bank-level revocation of the ACH authorization. BDA cannot guarantee a stop on day one of engagement. The consultation explains your options and the realistic time it takes for relief to begin.
Are there fees to talk to BDA?
The initial consultation is free and carries no obligation. If you choose to engage BDA, fees are performance-aligned: a portion of the savings negotiated for you. There are no upfront retainers and no monthly billing in advance of results. Specific fee terms are walked through before any agreement is signed.
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